Loan Options
01
Conventional 30 Year Fixed Mortgage
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. A 30-year fixed-rate loan may be a good option if you plan on staying in your home for years to come.
02
Conventional 15 Year Fixed Mortgage
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15
years.
03
Flex Term Loan
Feel free to select a repayment term from 10 year to 30 year, or anything in-between. Customize your loan to meet the terms you desire!
04
FHA Loans
We offer an array of financial solutions and cutting-edge strategies to help your business thrive
05
VA Loans
Our team of experts provides on-site support, ensuring year smooth financial operations
06
USDA Loans
Manage communications, track financial plans, and make payments online through our user-friendly platform
07
VA IRRL
Interest Rate Reduction Loan, No income, no credit options available.
08
FHA Streamline
FHA Loan refinance, available with or without an appraisal. No income, no credit options available.
FHA Loan refinance, available with or without an appraisal. No income, no credit options available.
09
Buydown Loan
Utilize lender paid or seller financed buydown terms! This allows you to effectively lower your monthly payment for a set term.
Offering: 1/0, 1/1, 2/1, 2/1/3 buydown options.
10
89% LTV CASH OUT REFINANCE NO MI
Limited access! Cash out your home equity, up to 89.99% of the value to payoff car loans, credit cards, or collect the funds and use them as you wish.
11
VA Loans
Our team of experts provides on-site support, ensuring year smooth financial operations
12
Renovation Loans
FHA 203k, 203K Limited, Escrow Holdback, USDA Limited Rehab or Conventional Home Style Rehab available.
13
Jumbo Loans
Loans available that exceed the County Area Loan Limit restrictions
14
Reverse Mortgage
Feel free to select a repayment term from 10 year to 30 year, or anything in-between.
15
DSCR Loans
Non-Income Qualifier Loan for investment Purchase
16
Self Employed Special
Option to qualify with a 1099 income for 1 or 2 years. Can utilize the 1099 form or 12- 24-month Bank statements for your business or personal.
17
Commercial Loan
We can assist you with 5+ unit properties, fix and flip, buy and hold, rehab projects and more, all closed in your LLC.
18
Down Payment Assistance
We currently offer over 11 different down payment assistance programs. These programs range from immediate forgiveness to repayment terms.
19
New Construction
– One Time Close
Ready to build your dream home? We can finance the land purchase and complete build, all in one loan.
Already own land? The equity in the land can be utilized to lower the amount financed.
Mortgage Solutions Designed For You
Here Is Our Roadmap
Here’s how we ensure your process is seamless and efficient
1: Understanding Your Goals
We start by discussing your unique goals and financial needs to craft a personalized plan that works best for you.
2. Exploring Your Options
Using the insights from our consultation, we research and present the most competitive rates, programs, and structures available.
3: Presenting the Plan
We review our findings together and, with your approval, proceed to lock in the ideal solution tailored for your needs.
4: Guiding You to Completion
Our dedicated team will assist you through every step, handling all necessary paperwork and ensuring a smooth closing process.
Information subject to change. Certain restrictions apply. Subject to borrower approval. This is not a commitment to lend. Please apply online or inquire about your loan eligibility.
Link Mortgage Team
Minnetonka, MN
Shelbi Lusk- Leader of Link Mortgage Team: NMLS #1102168
Kansas City, MO
T: 816-467-4800
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